So… Our Basement Flooded… Awesome.

Jul 26th 2010

Thank you, Global Warming, for raining down 190 billion gallons of water on the Chicagoland area, backing up all the sewer systems, and flooding our basement for the first time in decades.

Saturday we had a Yard Sale planned.  So Friday we took all the stuff we DIDN’T want, and put it in the upstairs living room so we could haul it out early in the AM on Saturday morning.  All the stuff we DID want – you know, like our furniture, the kids favorite toys, the expensive ceramic heater, etc – all stayed in the finished basement.

At 8:00 am, the Hyphenated Husband woke me up screaming “WE’VE GOT WATER!  THE BASEMENT IS FLOODED!!!”

I run downstairs with nary an item of clothing on, with slept-in-contact lenses blurring my vision, just in time to catch my husband barreling past me with his arms full of our guitars.  The next thing he grabbed were the amplifiers. Funny where our priorities are even four years after we stopped being musicians.

I couldn’t do anything but stand there in shock.  All I could do was stare at the water and hold my hands over my mouth.  Instead of looking at my basement floor, I’m looking at half a foot of watery sewage.  I rushed to get clothes on, but instead I paced in circles because I couldn’t concentrate long enough to remember where I keep my underwear.  Then I dialed my dad’s number and bawled while I asked him to come help us do something… anything.

As if the sewer water wasn't bad enough, that's also the litter box freely floating in that sludge water.

Not really knowing what else to do exactly, I posted a desperate message on Facebook.  Then I cried a little.  Then my husband held me and said it was all gonna be okay.  Somehow I found some clothes and threw those on.  Then we called the landlord.

The landlord tells us to get a pump to get the water out, and that his insurance won’t cover anything.  We call State Farm to find out if our renter’s insurance covers anything, but it won’t cover floods either. Everything on that floor is gone forever, with no way to replace it.  Our $1000 entertainment center that we just finished paying off is trashed.  The couches are gone.  Electronics are done for.

Notice the keyboard submerged in water. Yeah - that doesn't work anymore.

We called to get a pump but there were none available in the area.  Everyone was having the same problem we were, so they put us on a wait-list for one.  In the meantime, all we could do was wait, so we decided to run and look at some new apartments.  Our lease is up in August anyway, and I took this as a sign from the universe that it is time to downsize.  When we moved into this house three years ago I was making nearly $50,000 a year.  I left that job last fall, and I do NOT make that kind of money any more.  Financially speaking, living here is just stupid anyway.

By the time we came home from apartment shopping, the water was pumped out, but left was a layer of sewage and debris.  Awesome.  I started cleaning up that night, and then Sunday, while I held the Yard Sale, HH and my dad pulled everything out of the basement and threw it all away.

So now… I don’t know what.  All we can do is recover.  Our neighbors got four FEET of water, so I should be thanking my lucky stars that it didn’t turn out any worse for us.  The timing on this is as terrible as it could possibly be, as I explained last week, but is there EVER really a good time for this?  I’m trying not to whine.  Trying to remember that Americans have lost everything, including their lives, in some recent floods, so by comparison we got off scott-free.

I also have the benefit of knowing some amazing Mama-owned businesses who bought up a little advertising on my blog to help us recover from this small disaster.  Thank you to MamaPear Designs, THING-A-MA-SLING, and Support for Special Needs for jumping in and helping a mother out.  If that isn’t a good enough reason to support their businesses, then I don’t know what is.

If you or your business need some advertising, now is the time.  I’m putting all ad placements on sale this week, BOGOF.  Buy 1 month get one month free OR buy 3 months get 3 months free!  That’s an awesome deal.  I’m very nice to the businesses who advertise on my blog, and advertising (right now especially) is a really nice thing to do for me.   See how that works out well for everyone? :)

Ughgh.  Floods.  YOU SUCK.

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Amen. Floods do suck. While my husband and I were still dating, we finally took the plunge and got an apartment together. Moved in and then went on a vacation to visit my family. While we were gone, it rained. And rained some more. No big deal, though, right? Our little townhouse had no basement; we were fine. Until we started unpacking when we got back. The downstairs bedroom had gotten water in through the floor! Clothes, toys, my daughter's old carseat/stroller travel system, her old bouncer, photos... mold. We complained to the apartment complex who told us they'd "do some repairs," which equated to pushing some dirt around outside to "help reroute the water." REALLY? That's it???
Needless to say, we started looking at houses and got out. Thankfully, the apartment complex was "nice" enough to not penalize us for breaking our lease and moving out early. And then they were "nice" enough to give us half of our deposit back. Imagine how irritated we were when my husband and I found out we were pregnant only 8 months later- and were now going to have to replace all of our lost baby stuff.
Thanks floods- you sure are awesome... :)

Thank you so much for coming by my blog. I can't even imagine the pit that must have been in your stomach when you woke up to that flood.

When I read your comment about how the thought of moving into an apartment makes you want to blow your brains out, I totally get it. I look around our beautiful house right now and think about how in a few short months we may have to let people rent it and we may be in an apartment because we can't sell it but we can't afford to live in it. I think about stupid things like "what will our friends think?" I look at other people and wonder how they do it. How do they have this all figured out without debt and bills that seem to appear the.worst.possible.moment.

But it will all work out I guess.

The childbirth education that you are finishing up is such a wonderful thing.

Your blog is a beautiful place.

The birthing center you are opening is inspiring.

Good things are all around you... even if they aren't in the form of a house :)

Gina, I am so sorry! I hope you guys are doing okay. (((HUGS)))

I'm so sorry you have this on top of everything else. And like someone else already said, as you think of and realize the things that you're in need of, please consider being open about it so people can help. I don't have anything to advertise, so I can't buy ad space, but I'd love it if I could in some way help.

At times like these, I try really hard to see the big picture, why crappy things happened and what good things they're trying to push me toward -- my husband has started reading books about Buddhism and I guess they're rubbing off on me.

Sometimes, things just suck though. And I think it can be perfectly acceptable to wallow in self-pity in a situation like this!

Just because some folks have it worse than you, doesn't mean that your situation isn't still HORRIBLE.
I'm so sorry. That is just icky all the way around.

So you had poop soup in a FINISHED basement and the landlord is turning a deaf ear? That's just stupid, let alone unconscionable and all the rest. My basement is a damp shithole that my kids are terrified of, a mold farm because the house is 100 years old and we live near a creek and the water table is so high. But a finished basement? Poo water? I hope that guy doesn't need use critical thinking skills at his day job, my lord.

Oh blerg. How awful for you guys.

Yucky on so many levels. Talk about forced simplification. But that isn't the ideal way to go. So hugs to you and sorry about all the things you lost.

I'm so sorry. I had this happen to me when I was younger, my bedroom was in the basement at my parents' house and it flooded out and ruined my things more than once. (You'd think I would have learned after the first time, but no. Teens think they - and their stuff - are invincible). At least I didn't have anything expensive back then. I hope you guys find an awesome new place. Good luck.

Not a newbie to flooding here, either. During '04 3 or 4 hurricanes blew through my area...and the nearby river was 30 feet above FLOOD level! Crazy. Anywho...

Not much to do but cry & move on. Good luck...hope you find an apartment!

Aggghhhh!! I'm SO, SO, SO sorry!!! Growing up, my parents' house basement flooded a few times and it was ALWAYS a disaster.. It makes me so mad that home insurance DOES NOT cover flood insurance.. Flood insurance is an entirely separate entity. UGH.

I wish I had a business to advertise with you, because I would *totally* do it to help you out. I wish I could do something to help!

Big hugs to you and your family and I do hope you find an apartment you absolutely ADORE soon!!!!

Aw, Gina! This sounds like the very LAST thing you needed right now. I'm so sorry.

I just hope that when you look back on this time you're going to be glad that all these changes happened. Maybe not so abruptly and all at one, I'll grant you. But I know that Good Things lie ahead for you, even if it's hard right now.

Ugh, totally sorry to hear that. Diann got three feet in her basement too and even we got some seepage in ours, and we NEVER flood. I DO know that feeling when you see the flood water and your stomach sinks and you have a hard time figuring out where to even start. Hopefully you'll never have that happen again!

I am so sorry you had this experience. And it doesn't really make it feel better to know that lots of other people had the same thing or worse......but one good thing, at least, is that you don't own the place. :)

How absolutely rotten! That happened to us once- Like twice in a day. Woke up in the morning to ankle deep sewage- got some of it cleaned up and put things up higher, went to Target to get more cleaning supplies and came home to what sounded like a river flowing through my basement- must have been close to knee high. I sat on the stairs, bawled for a while, then just did what I had to- got up to the very dirty business of cleaning it up. All the kids art work from baby/toddlerhood ruined! I did take pictures of some of it so I could have the memories, and it forced me to do some serious purging. But heelll, that's just not the way to do it, is it?

I'm with you, sister. It sucks. Especially NOW! Just breathe......

{{{HUGS}}}

Does your renter's policy have sewer back-up coverage? Usually sewer back-up is treated differently than floods. Flooding usually means outside water came through the window wells, seeped through the foundation, etc. Sewer backup is from the sewer only.

I could see State Farm saying you have no flood coverage, but if you have purchased sewer back-up coverage then you may have some coverage at least. From US state farm site:
http://www.statefarm.com/learning/loss_prevent/learning_loss_wetbaseshort.asp

** I work in insurance in Canada so things are likely different here (i.e. terminology differences - flood vs sewer)

Oh sucky :( A few years back most of our city flooded in one crazy storm... it took months and months for everyone to recover. (If you google "peterborough ontario flood" you can see the craziness!!)
Hope the clean up goes smoothly!!

I'm sure someone's already mentioned this but I'm going to say it anyway. It's your landlord's home. THEY are responsible for obtaining and paying for the pump. It's the same as any other incident. If the heater were to die, they'd have to repair it. If there was a fire, their insurance would cover it. Just because he doesn't have flood insurance doesn't mean he can leave the burden of cleanup to you. His carpet, floors, walls, wiring and appliances have been damaged. He needs to do something besides throwing the burden of paying for and obtaining the pump on you. Again, if someone already mentioned this to you or if I totally misunderstood, I apologize. I'm so sorry to hear about your devastating loss.

Kristi, Live and Love...Out Loud@TweetingMama

What kind of kids' stuff did you lose? Because I bet I'm not the only mom sitting around here, thinking of all the extra stuff I have in my basement (and my closets, and their room, and and and). Is there anything you need? Maybe some of us can pass things along to you.
And internet hugs from afar.

I am so sorry for your loss(es). It is devastating. And it takes alot of strength to get through.

We were flooded in he 2008 flooding in Iowa. We lost everything in our basement and on our first floor of our home. We had 71" on our first floor. We lost everything but our beds and our clothes. We were homeless for weeks. Luckily FEMA and SBA and other organizations came through and helped us out alot.

I am not going to say it didn't suck, or that it was easy, but we are so much better off now. ( after filing bankruptsy on the house) We live in a better home with nicer schools.

"Everything will work itself out in the end" ( I know I would have punched square in the face if they had told me this while I was going through what you are, because I was certain it wasn't true, but it really is)

Gina, your guitars and amps were two of the first things I thought of when I heard about your flood (after your and your family's safety, of course)! God, I am SO GLAD that you were able to save them!

But the rest...oh Gina, my heart just goes out to you right now. Here's hoping the next few weeks are truly like heaven raining FREAKING SPARKLY RAINBOWS OF GOLD on top of your head.

That sucks. After our housefire people kept reminding me all the "well it could of been worse". Of course it always can be! I just wanted people to tell me that it sucks and that they understood how sucky it is, and that if I needed something they could ask.

We had a lot of love and help from our circles and that didn't suck at all!

Maybe now you'll get pregnant because it is REALLY good timing now! he he